Boat Loans Rockhampton | Keppel Coast Finance

Boat Loans in
Central Queensland

The Capricorn Coast is on your doorstep. Whether you are after a tinnie for the weekend or a serious cruiser, Monique will find the right finance to get you on the water.

Call Monique Today Explore Loan Types
New and Used Vessels

From brand new boats to quality second-hand craft, we finance a wide range of marine purchases.

Fast Approvals

We work efficiently to get your finance sorted so you are not missing out on the right boat while paperwork catches up.

MFAA Accredited Broker

Monique is fully accredited. The advice you receive is qualified, independent and in your best interest.

What We Finance

Find the Finance That Fits

Boat finance is not one size fits all. Here are the types of marine loans we help with across Rockhampton and Central Queensland.

Most Popular
Boat & Marine Finance

Whether you are buying your first boat or upgrading to something bigger, we will help you find the right loan for your situation and get you on the water faster.

  • ✓ Tinnies, runabouts and fishing boats
  • ✓ Cabin cruisers and larger vessels
  • ✓ New builds and second-hand craft
  • ✓ Trailer and accessory inclusions
  • ✓ Personal and business finance available
On the Water
Jet Ski Loans

Jet skis are a popular choice on the Capricorn Coast. We can finance jet skis whether you are buying one or two, new or used.

  • ✓ Single and multiple jet ski finance
  • ✓ New and used options
  • ✓ Trailer inclusions
  • ✓ Flexible repayment structures
  • ✓ Fast turnaround on approvals
Business Use
Commercial Marine Loans

Using a vessel for work, charter or commercial purposes? We can structure marine finance to suit a business use case, with options that work for your cash flow.

  • ✓ Charter and hire vessels
  • ✓ Commercial fishing craft
  • ✓ Business loan structures available
  • ✓ Chattel mortgage and lease options
  • ✓ GST and tax considerations discussed
Who We Help

From First Boat to Dream Vessel

Whether you are new to boating or upgrading to something bigger, Monique has experience across a wide range of marine finance situations.

1
First-Time Boat Buyers

Not sure where to start? Monique will explain your options clearly, help you understand what you can afford, and make the process straightforward from start to finish.

2
Upgraders

Ready to move up from the tinnie to something with a cabin? We can help you structure a loan that works around your current finances and get you into the right vessel.

3
Self-Employed Borrowers

Variable income does not have to hold you back. We know which lenders are flexible with self-employed applicants and can help you put your best application forward.

4
Business Owners

Using the vessel for work or charter? We will help you explore the right commercial finance structure and talk through the tax implications with you.

Trailer and Accessories

In many cases we can include the trailer, motor and accessories in the same loan as the boat itself, so you are not juggling separate finance arrangements for each item.

Pre-Approval Available

Heading to a boat show or private sale? Getting pre-approved before you go means you can negotiate with confidence and move quickly when you find the right vessel.

Flexible Repayment Options

Seasonal income or irregular cash flow is common for people who love the water. We will help you find a repayment structure that fits your life rather than a generic schedule.

How It Works

Simple Steps to Get You on the Water

Marine finance does not need to be complicated. Here is what the process looks like when you work with Keppel Coast Finance.

1
Let's Chat

Call or enquire online. Tell Monique what you are looking at and she will help you understand what finance options are available to you.

2
We Do the Research

We assess your situation and compare options across our lender panel to find the right loan structure for your marine purchase.

3
We Lodge Your Application

Once you are happy, we prepare and submit your application and stay across it until you have approval in hand.

4
Hit the Water

Settlement handled, keys in hand. Monique stays in touch to make sure your loan keeps working for you well after you launch.

Common Questions

Frequently Asked Questions

A few things we get asked a lot about boat finance. If your question is not here, just give Monique a call.

Yes. Many lenders will finance used boats, though the age, condition and type of vessel can affect which lenders are available to you. Monique will let you know upfront what is possible for the specific boat you are looking at.
In many cases, yes. Trailers, motors and accessories can often be included in the same loan as the boat itself, depending on the lender and the total amount. We will let you know what is possible for your specific purchase.
Deposit requirements vary between lenders and depend on the loan amount and your financial situation. Some lenders will consider lending without a deposit for strong applications. Monique will give you a clear picture once she understands your situation.
Yes, and it is a great idea especially if you are heading to a boat show or negotiating a private sale. Pre-approval gives you a clear budget and the confidence to move quickly when you find the right vessel.
Yes. If the boat is used for business or commercial purposes there are finance structures available that may suit your situation better than a personal loan. Monique can walk you through the options and help you understand the implications for your business.
Approval timeframes vary by lender but many marine loans can be turned around quickly once a complete application is submitted. Monique prioritises keeping things moving and will chase the lender on your behalf so you are not left waiting.

Ready to Get Your Boat Loan Sorted?

Monique is based in Rockhampton and works with clients across Central Queensland. Give her a call today.

Call Monique Send an Enquiry